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Every believer will stand before the Lord Jesus Christ to give an account for his stewardship while living upon this earth. Perhaps no one understood this quite like the apostle Paul. He was the apostle of the Gentiles (Romans 11:13) and had a special calling as a steward “of the mysteries of God” (1 Corinthians 4:1). He spoke often about the fact that the gospel had been put in his trust (1 Thessalonians 2:4; 1 Timothy 1:11; Titus 1:3). The apostle Paul feared what would happen if he failed to fulfil his stewardship (1 Corinthians 9:16-17) because he knew a time of accounting faced all believers including himself. Though Paul’s calling was special, the fact that he would give an account was not unique to him only.
A steward is a man entrusted with a certain responsibility. He may have a greater or lesser area of oversight, but he always has something placed under his care of great importance to the master. If he is to care for money, he is to do so faithfully and to the best of his ability. If he is to care for fields or houses, he is to do likewise. Whether the master of the house is present or absent, the steward is to do as he has been commissioned by the one who owns that for which he is a steward. Stewardship is a great privilege. It is an honourable thing for any man to be considered worthy of the task, but at the same time, it is a position of great responsibility and one that must be done with great sobriety.
A steward has the responsibility for properly caring for the possessions of another. In this capacity, he does not determine what is proper or improper; rather, the master of the house sets the standards of care for his possessions. In the parable beginning in Luke 16:1, a certain rich man (the master of the house) accused his steward of wasting his goods. The steward was told to give an account of his stewardship knowing that his irresponsible actions could soon end his stewardship. The Bible identifies the steward as “unjust” because of his unfaithfulness with the possessions of the master. The steward was not unjust because he lacked skill, but because he was not faithful.
Stewardship requires one predominant trait, that being faithfulness. People are gifted with many assorted skill sets requiring varying degrees of expertise. Yet, stewardship demands only a single element—faithfulness. The master of the house can teach his steward how to think ahead or how to deal with problems and even problem people, but the master cannot teach faithfulness. A wise master knows that his greatest need in a steward is faithfulness (Luke 12:42). In like manner, believers, as stewards of God, may be inadequately qualified for every needed task, but the importance of faithfulness must never be underestimated. No man can be a good steward if he lacks faithfulness.
Loyalty is a godly trait, and like most godly traits, difficulties can accompany it. The story of David and Uriah serves as a prime example. David sinned against the Lord when he committed adultery with Bathsheba, Uriah’s wife. His actions caused her to become expectant with child. In an attempt to cover his wickedness, he sent for Uriah, his faithful soldier. David knew that his only opportunity to hide his sin from man was for Uriah to go home to Bathsheba. However, Uriah was a faithful soldier. He simply refused to enjoy the comforts of being with his wife while his fellow soldiers were enduring the hardness of battle.  Uriah instead chose to sleep at the door of the king’s house. This loyalty caused David to reevaluate his devious plan and escalate the consequences. He decided to order Uriah to the hottest part of the battle insuring certain death. It was not just the enemy that killed Uriah, but also his loyalty to an unfaithful man!
Man’s loyalty must be first and foremost directed toward the Lord; however, an aspect of one’s loyalty to the Lord also involves a certain loyalty toward man. At times, these loyalties might conflict. During those instances, each person should heed the words of Simon Peter when he admonished, “We ought to obey God rather than men” (Acts 5:29). When one’s loyalty to God does not conflict with any loyalty toward man, the Lord admonishes men to be loyal toward one another. When Moses placed his honour upon Joshua, he did so in order to encourage obedience, respect, and loyalty on the part of the people of God. In similar fashion, the Lord has crowned man with glory and honour (Psalm 8:5). As such, the Lord has naturally put within man a desire to be loyal toward the Lord and others.
Sometimes the Bible conveys some disheartening truths including man’s inability to love the Lord during difficult times. Regrettably, believers are easily offended and sometimes even scattered from the Lord because of a lack of resolve. The Lord prophesied in Zechariah 13:7 concerning His followers’ reaction to His rejection. Though the Lord knows the future, consider how this rejection must have grieved Him when it actually transpired. At a time when any faithful disciple should have been loyal to his Master, those closest to the Lord were instead scattered. The One that fed them when they were hungry (Mark 6:35-44), healed family members when ill (Mark 1:29-31), calmed the troubled waters during the storms (Mark 4:37-41), and taught them many wonderful truths was now the cause of their offence.