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Learning how to be the right kind of steward can seem difficult, but never without reward. The Lord Jesus taught and explained His parables of stewardship. In these teachings, He presented the faithful steward receiving his reward at the time of accounting for his stewardship. The apostle Paul confessed this truth in 1 Corinthians 9:17 when he said, “if I do this thing willingly, I have a reward.” Paul knew God had a special calling upon his life  and also knew he would stand before God to give account for his service. In like manner, each believer will one day stand before the Master (Jesus Christ) to give an account of his stewardship. Those who have served as good stewards will receive reward, while those who failed to do so will suffer loss (1 Corinthians 3:11-15).
A good steward is recognized for his strong desire to please his master. For this reason, he does not expend the majority of his time and energy toward pleasing other stewards. He recognizes his first responsibility as accountability toward his master. So long as he pleases his master, all other issues will adequately fall into their rightful place. So it is with the steward of God. It is not that he lacks any desire to please others, but this desire pales in comparison to his desire to please the Lord. Simply put, he does not allow others to conflict with his primary responsibility of pleasing his Master. Unfortunately, this issue has become one of the most significant hindrances facing modern Christianity—the inordinate desire men have to please one another rather than the One that matters most.
Every trustworthy steward must possess a high level of moral character. This is demonstrated in the qualifications of a bishop. As a steward of God, he must not be self-willed. He must recognize that his life and his possessions are not his own. In addition to this, he must not be easily distracted, overcome by anger, wine, fightings, or money. Each of these issues affects the individual’s ability to think and rationally behave. As a steward, a man must dedicate himself to a high level of character and morality. After all, the definition of the steward means that he has been entrusted not with his own work or possessions but with those of his master. As stewards of God, believers must not allow themselves to become distracted from the task at hand, always properly caring for the things of God.
The relationship between the master and his stewards is one built upon trust. The master places his possessions into the hands of a steward. He will be reluctant to do this unless that man has proven himself trustworthy. The apostle Paul found no shame in claiming to be a faithful steward of God (1 Corinthians 4:1). As such, he understood the principle that the ministry was placed under his care because God had entrusted it to him (1 Corinthians 9:17; Colossians 1:25; 1 Thessalonians 2:4; 1 Timothy 1:11; Titus 1:3). This fact affected everything the apostle said and did. This truth constantly reminded him that he did not live for himself, and that one day he must give an account for his stewardship.
The steward is not distinguished for his own possessions but, rather, for the care of another’s possessions. This is true of the life and ministry of every believer. He has been purchased by the blood of Christ and claims nothing as his own. If he has a family, his family is a blessing from God still belonging to God. If he has any ministries, they too belong to God. Even his own spirit, soul, and body belong to the Lord and not to himself (1 Corinthians 6:20). Understanding these truths makes a steward prosper in his walk with the Lord and in his service to the Lord. He recognizes and accepts that life is not all about him. He knows that every aspect of life should revolve around caring for each of the possessions of his heavenly Master.
Every believer will stand before the Lord Jesus Christ to give an account for his stewardship while living upon this earth. Perhaps no one understood this quite like the apostle Paul. He was the apostle of the Gentiles (Romans 11:13) and had a special calling as a steward “of the mysteries of God” (1 Corinthians 4:1). He spoke often about the fact that the gospel had been put in his trust (1 Thessalonians 2:4; 1 Timothy 1:11; Titus 1:3). The apostle Paul feared what would happen if he failed to fulfil his stewardship (1 Corinthians 9:16-17) because he knew a time of accounting faced all believers including himself. Though Paul’s calling was special, the fact that he would give an account was not unique to him only.
A steward is a man entrusted with a certain responsibility. He may have a greater or lesser area of oversight, but he always has something placed under his care of great importance to the master. If he is to care for money, he is to do so faithfully and to the best of his ability. If he is to care for fields or houses, he is to do likewise. Whether the master of the house is present or absent, the steward is to do as he has been commissioned by the one who owns that for which he is a steward. Stewardship is a great privilege. It is an honourable thing for any man to be considered worthy of the task, but at the same time, it is a position of great responsibility and one that must be done with great sobriety.
A steward has the responsibility for properly caring for the possessions of another. In this capacity, he does not determine what is proper or improper; rather, the master of the house sets the standards of care for his possessions. In the parable beginning in Luke 16:1, a certain rich man (the master of the house) accused his steward of wasting his goods. The steward was told to give an account of his stewardship knowing that his irresponsible actions could soon end his stewardship. The Bible identifies the steward as “unjust” because of his unfaithfulness with the possessions of the master. The steward was not unjust because he lacked skill, but because he was not faithful.
Stewardship requires one predominant trait, that being faithfulness. People are gifted with many assorted skill sets requiring varying degrees of expertise. Yet, stewardship demands only a single element—faithfulness. The master of the house can teach his steward how to think ahead or how to deal with problems and even problem people, but the master cannot teach faithfulness. A wise master knows that his greatest need in a steward is faithfulness (Luke 12:42). In like manner, believers, as stewards of God, may be inadequately qualified for every needed task, but the importance of faithfulness must never be underestimated. No man can be a good steward if he lacks faithfulness.
Basically, a steward is one who oversees someone else’s possessions. The scripture shows stewards overseeing the substance and possession of the king (1 Chronicles 28:1) or administering the oversight of labourers within a vineyard (Matthew 20:8). The life of a steward was devoted to his master’s needs, wants, and demands. The job description was broad and comprehensive. Eliezer, Abraham’s steward (Genesis 15:2), ruled over all that Abraham had (Genesis 24:2) but also went forth to find a wife for Abraham’s son Isaac (Genesis 24:9). The master’s needs became the responsibilities of the steward. Simply put, the steward was responsible for what the master had placed under his care and supervision.